Dividend Tax Calculators 2026/27
Free UK dividend tax calculators for directors, investors and basic/higher rate taxpayers. All reflect 2026/27 rates and the £500 dividend allowance.
Choosing the right dividend tax calculator
Each calculator here answers a slightly different question. The main dividend tax calculator works out what you owe once dividends stack on top of your other income. The director calculator handles a salary-plus-dividends mix, the investor and higher-rate tools focus on portfolio income, and the allowance calculator shows how the £500 tax-free dividend allowance applies before any tax is charged.
All of them use the 2026/27 dividend tax rates: 10.75% within the basic-rate band, 35.75% in the higher-rate band, and 39.35% on dividend income above £125,140. Because dividends are taxed after your salary and other income, the rate you pay depends on which band the dividends fall into once everything is added together — so the same dividend can be taxed partly at one rate and partly at the next. Start with the calculator closest to your situation, then use the others to compare scenarios.
Why the calculators give different answers for the same dividend
A £10,000 dividend does not have a single tax bill. It depends on what else you earn, which is why each calculator asks about your other income first.
| Scenario | Salary | Dividends | Tax-free | At 10.75% | At 35.75% | At 39.35% | Dividend tax | Effective rate |
|---|---|---|---|---|---|---|---|---|
| £20,000 salary | £20,000 | £10,000 | £500 | £9,500 | £0 | £0 | £1,021.25 | 10.2% |
| £48,000 salary | £48,000 | £10,000 | £500 | £1,770 | £7,730 | £0 | £2,953.75 | 29.5% |
| £130,000 salary | £130,000 | £10,000 | £500 | £0 | £0 | £9,500 | £3,738.25 | 37.4% |
2026/27 rates, England, Wales and Northern Ireland; dividends use the same rates in Scotland. "Tax-free" is dividends covered by unused Personal Allowance plus the £500 dividend allowance. Dividend tax only: income tax on salary and National Insurance are not included.
Same dividend, three different bills. At £130,000 the Personal Allowance has gone and every taxable pound is above £125,140, so the whole amount above the allowance is taxed at 39.35%.
Which calculator do you need?
- You run your own limited company and pay yourself a salary plus dividends: use the director dividend calculator, which also takes other income such as rent.
- You are employed and receive dividends from shares on top: use the dividend after salary calculator to see which band your salary leaves free.
- You hold shares or funds outside an ISA and want the tax on the income: use the investment dividend tax calculator.
- You only want to know whether your dividends are over the tax-free amount: use the dividend allowance calculator.
- You have salary, dividends, other income and pension contributions to combine: use the main dividend tax calculator on the home page.
- None of them include Corporation Tax, Scottish income tax rates on salary, or student loan repayments, so treat the results as the dividend tax part of your bill.